Auto Warranty Basics

Let’s start by getting a clear understanding about what an auto warranty is. Think of it as a legal promise that the dealer makes to take care of defects and repairs of your car for a certain amount of time and mileage. A basic warranty will cover a period of three years or 36000 miles.

Types of auto warranties.
Different types of automobile warranties have different levels of coverage. It important that you know these types well so you can pick the right one for you car

Bumper-to-bumper Warranty – This is the most basic auto warranty that covers almost everything except the wear parts of your car i.e the parts that have a limited lifespan like brakes, windshield wipers, sensors, light bulbs etc. The paint finish and body parts are not covered either.

Power-Train Warranty – This warranty covers that parts that put the car into motion like the transmission, engine, axles and driveshaft. This warranty too doesn’t cover certain wear parts like the battery or the clutch.

Roadside Assistance Warranty – This warranty will cover towing costs, change the tires if you have a car break down, get fuel when you run out of gas etc. Different dealers have offer different services. Get into the details of the warranty when you are offered one.

Rust or Corrosion Warranty – Rust or corrosion warranty will protect the metal parts of your car from rust problems. You can simply avoid this by giving you car a good wash and wax regularly.

Federal Emission Warranty -This warranty covers the repairs of emission related parts that are faulty. These are the parts because of which the car doesn’t meet Environmental Protection Agency Standards.

How to maintain the warranty?
We know that the auto warranty you take is a legal promise which means it is a contract, hence like any other contract it can be broken if you don’t go by the rules. If you car goes through an accident or if you misuse your vehicle like rash driving or racing, if your car is damaged due to natural disaster or if you have tampered with the odometer of your car – all this can result in your warranty going void. So you want to make sure that you read the do’s and dont’s of the contract very well. If there is something you do not understand, get the doubt clarified with a salesperson.

Difference between a auto warranty and a auto insurance.
The major difference between a auto insurance and a auto warranty is the type of coverage they offer. A auto warranty will pay for the mechanical breakdowns of your car or defects in the manufacturing of parts. A auto insurance will pay for damage of your car in case of a collision or accident like fire, theft, floods etc and more. A warranty doesn’t cover these instances.

Why should you get a auto warranty?
The most important reason to get a auto warranty is the financial assistance that you’ll get when your car is faulty. It is like a safety measure for your car. You don’t have to shell a big amount out of your pockets at once.

Extended warranty.
What is an extended car warranty? It is a warranty that you buy in addition to the warranty that the manufacturer has to offer for prolonged protection of your car. Its advisable to buy this warranty before the initial warranty expires as the prices may go up after the expiration. Its also important to check which parts of your car are covered and which are not covered by the extended warranty.

Should you get an extended car warranty ?
Now that’s a trick question, isn’t it? Well, it depends. You have to consider a few factors before you make a decision on extended car warranties Are you going to keep the car for a long time or is it temporary? Have you got the best deal on the warranty? Who is the provider of the warranty? Is it the manufacturer or a dealer? How reliable is your car? What are the deductibles?
These are a few questions to get you started. Want to know more about extended warranty? Click here.

Also make sure that  you do a thorough research on the deals that are being offered and shop for the best one, just like you would do for auto insurance.


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